Live the Gulf Life on Florida’s Emerald Coast

Craftsman

3783 Payne Lake Road

Chipley, FL 32428

MLS#: 1009273

$389,000

Status: Closed
Listing number: 1009273
Listing provided by: Legacy Premier Agency LLC
Listing agent phone: None
Last update: 33 minutes ago
On site: 2 months ago
Browse Properties
Payne Lakes - Residential

Property

Beds

5

Full Baths

4

1/2 Baths

None

Year Built

1986

Sq.Footage

3,100

'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' Lakefront living on beautiful Payne Lake. Situated on 1.45 private acres just outside Chipley, this waterfront property offers privacy and peaceful country living with Panama City, the Gulf Coast, and Tyndall Air Force Base all within an easy drive. The open floor plan is filled with natural light and features expansive windows overlooking the lake. The spacious kitchen connects to the living and dining areas, making it ideal for everyday living and entertaining. Outside, a large deck shaded by mature oak trees provides the perfect place to enjoy the view, whether you're having morning coffee or watching the sunset. Spend your days fishing, kayaking, paddleboarding, or enjoying the wildlife right from your backyard. A separate efficiency mother-in-law suite with its own private entrance, kitchenette, and full bath offers flexibility for guests, multi-generational living, or rental income. Also, could be perfect for a shop and man cave or she shed. With no HOA and plenty of room for boats, RVs, hobbies, gardens, or future expansion, this property offers the space and freedom to enjoy lakefront living.

Features & Amenities

Interior

  • Other Interior Features

    Beamed Ceilings, Vaulted Ceiling(s)

  • Total Bedrooms

    5

  • Bathrooms

    4

  • Cooling YN

    YES

  • Cooling

    Central Air, Electric

  • Fireplace YN

    YES

  • Heating YN

    YES

  • Heating

    Central, Electric

  • Pet friendly

    N/A

Exterior

  • Garage

    No

  • Parking

    Detached, Garage, Attached

  • Patio and Porch Features

    Deck, Patio, Enclosed

  • Pool

    No

  • Waterfront YN

    YES

Area & Lot

  • Lot Features

    Waterfront

  • Property Type

    Residential

  • Property Sub Type

    Single Family Residence

  • Architectural Style

    Craftsman

Price

  • Sales Price

    $389,000

  • Zoning

    Resid Single Family

  • Sq. Footage

    3,100

  • Price/SqFt

    $125

HOA

  • Association

    No

School District

  • Elementary School

    Not Available

  • Middle School

    Not Available

  • High School

    Not Available

Property Features

  • New Construction

    NO

  • Sewer

    Septic Tank

  • Water Source

    Well

Schedule a Showing

Showing scheduled successfully.

<
>
IN PERSON
VIA CHAT

What is 3 + 4 ?


Mortgage calculator

Estimate your monthly mortgage payment, including the principal and interest, property taxes, and HOA. Adjust the values to generate a more accurate rate.

Your payment

Principal and Interest:

$

Property taxes:

$

HOA fees:

$

Total loan payment:

$

Total interest amount:

$

Location

County

Washington

Elementary School

Not Available

Middle School

Not Available

High School

Not Available

Listing Courtesy of Nathan R Lawrence, Legacy Premier Agency LLC

RealHub Information is provided exclusively for consumers' personal, non-commercial use, and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. RealHub website owner shall not be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

Agent Melissa Brown

REALTOR®

Melissa Brown

Call Melissa today to schedule a private showing.

(407) 747-1059

MelissaBrown@GulfLifeGo.com


* Listings on this website come from the FMLS IDX Compilation and may be held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work please review our DMCA policy and learn how to submit a takedown request.© 2024 FMLS.
'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' Lakefront living on beautiful Payne Lake. Situated on 1.45 private acres just outside Chipley, this waterfront property offers privacy and peaceful country living with Panama City, the Gulf Coast, and Tyndall Air Force Base all within an easy drive. The open floor plan is filled with natural light and features expansive windows overlooking the lake. The spacious kitchen connects to the living and dining areas, making it ideal for everyday living and entertaining. Outside, a large deck shaded by mature oak trees provides the perfect place to enjoy the view, whether you're having morning coffee or watching the sunset. Spend your days fishing, kayaking, paddleboarding, or enjoying the wildlife right from your backyard. A separate efficiency mother-in-law suite with its own private entrance, kitchenette, and full bath offers flexibility for guests, multi-generational living, or rental income. Also, could be perfect for a shop and man cave or she shed. With no HOA and plenty of room for boats, RVs, hobbies, gardens, or future expansion, this property offers the space and freedom to enjoy lakefront living.

3783 Payne Lake Road

Message successfully sent.

What would you like to know?

What is 3 + 4 ?

I agree to receive email communication and understand I can unsubscribe at any time.

I agree to be contacted by Gulf Life Real Estate via call, email, and text for real estate services. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. Privacy Policy

Related Properties

New on site 1 day ago
| 4 BR | 2.5 BA | 2,132 Sq. Ft. | 3.45 Acres MODERN FARMHOUSE CHARM, ROOM TO ROAM, AND A LIFESTYLE TO LOVE! Tucked away at the end of a cul-de-sac on approximately 3.45 acres in gated Leisure Lakes, this 2022 Buccaneer Lulabelle offers the perfect blend of comfort, character, and country living. Step inside to 2,132 square feet of inviting living space featuring 4 bedrooms, 2.5 baths, an open floor plan, exposed wood beams, shiplap accents, sliding barn doors, plantation-style blinds, and beautiful wood-look flooring with no carpet throughout! The spacious kitchen features white cabinetry, butcher-block-style countertops, a large island with seating, decorative hood vent, and abundant storage. A butler's pantry, mudroom/laundry area, convenient drop zone, and half bath add everyday functionality. The primary suite offers a relaxing retreat with a freestanding soaking tub, separate shower, and double vanities. Outside, enjoy a covered front porch, spacious yard with mature trees, and plenty of room for outdoor activities. The recently constructed 32' x 36' pole barn provides 1,152 square feet of covered space for boats, vehicles, equipment, and recreational toys. A gravel driveway, private deep well, septic system, and underground power add convenience. Leisure Lakes offers a manned gatehouse, two boat launches, swimming pool, pickleball/tennis courts, basketball court, playground, pavilion, community beach, and equestrian trail. This golf-cart-friendly community offers plenty of recreational opportunities with annual HOA dues of just $300! With nearly 3.5 acres, a spacious newer home, a large pole barn, and an abundance of community amenities, 3380 Safari Court offers the space, comfort, and lifestyle you've been looking for. Schedule your private showing today!
#797047

Chipley

3380 Safari Court

4 Beds

2 Baths

2,132 Sq.Ft.

$329,900

MLS#: 797047

New on site 2 days ago
The space you want with the comfort you deserve! Situated on 0.56+/- acres, this charming 3-bedroom, 2-bath home offers the perfect combination of style, functionality, and room to enjoy. Step inside to discover a spacious open floor plan where the living room, kitchen, and dining area flow seamlessly together, making everyday living and entertaining a breeze. The kitchen features abundant cabinetry, stainless steel appliances, a large island with bar seating, and plenty of counter space. The split-bedroom floor plan offers added privacy, with a spacious primary suite featuring a beautiful tray ceiling, walk-in closet, and private bathroom complete with double vanities, soaking tub, and separate walk-in shower. Additional highlights include crown molding, recessed lighting, and a separate laundry room. Step outside to the covered back patio overlooking a spacious, privacy-fenced backyard with plenty of room for pets, outdoor gatherings, or simply relaxing. A single-car attached garage adds convenience and extra storage. With its welcoming interior, thoughtful layout, and generous outdoor space, this home checks all the boxes!
#797000

Chipley

871 S 8th Street

3 Beds

2 Baths

1,962 Sq.Ft.

$329,999

MLS#: 797000

Welcome to 2547 Nightfall Place! Step inside this charming rustic cabin-style home with modern finishes situated on 4.52 acres of unrestricted land. Offering 4 bedrooms, 3 full bathrooms with a split bedroom floorplan nestled in a quiet country setting providing a perfect opportunity for avid homesteaders looking for a private retreat! Entering you will be greeted with a open-concept living area with soaring vaulted ceiling featuring beautiful knotty pine accent walls, and a floor-to-ceiling stone wood burning fireplace. Wood-look tile flooring flows throughout the main living areas, while all bedrooms feature carpeting. Built with durable log cabin siding, the home also offers energy-efficient open-cell spray foam insulation in both the walls and attic, along with 9-foot ceilings throughout, except for the living room. Beyond the living room, is the warm an inviting kitchen complete with quartz countertops, all-wood cabinetry, stainless steel appliances, pantry and the center piece- butcher block island. The private primary suite offers a relaxing retreat with walk-in closet, and spa-inspired bathroom complete with a soaking tub, separate shower, double vanity, and tile flooring. Adjacent to the primary suite is a versatile bonus room, ideal for a coffee bar, home office, or additional pantry and storage space. Down the hall is a bedroom currently being utilized as a craft room. Further down, is a full bath and generously sized laundry room adds even more convenience. Tucked away on the opposite side of the home are two additional bedrooms and a full bathroom, offering privacy and comfort for family or guests. Just off the kitchen, French doors open to a newly constructed 18' x 32' screened porch, creating the perfect outdoor living space to relax, entertain guests, or enjoy peaceful country views year-round. The home also includes a newly added attached single-vehicle carport. Outside, you'll find exceptional amenities designed for both work and recreation. A 24' x 36' wired outbuilding that was partially designed as a workshop/bunkhouse. Complete with a full bathroom featuring a shower, window A/C unit, and washer/dryer hookups, this versatile space could easily be converted into a guest house, home business, hobby space, or recreational retreat. At the rear of the property, a newly constructed 30' x 48' pole barn with four spacious bays provides abundant covered storage for farm equipment, recreational vehicles, boats, trailers, or machinery. The property also features a large garden area with water access and plenty of room to expand, along with a custom-built chicken coop ready for your flock. The property is equipped with two 200-amp electrical services, two separate septic systems, and an RV hookup, offering outstanding flexibility for future expansion or multi-use living. Fully fenced with an electronic entrance gate, the property is shaded by beautiful mature oak trees and surrounded by abundant wildlife and natural beauty, creating a peaceful setting where you can embrace country living while remaining just a short drive from shopping, dining, and everyday conveniences. With its unique blend of rustic charm, modern amenities, versatile outbuildings, and unrestricted acreage, 2547 Nightfall Place offers endless possibilities. If you're dreaming of a family retreat, with room to grow and enjoy the outdoors, this exceptional property is ready to welcome you home.
#793013

Chipley

2547 Nightfall Place

4 Beds

3 Baths

2,002 Sq.Ft.

$444,900

MLS#: 793013

Quiet, secluded 3 bedroom 2 bath country style home on 4.5 beautiful acres. 16x18 Covered back porch with composite decking to minimize maintenance. Large 3 bay pole barn, 2 deep wells. Open floor plan with large granite island in the kitchen, large dining area, separate laundry room and split bedroom plan. Master bathroom has double vanity, rain shower head in the shower and large free standing soaking tub. Second bathroom has double vanity and tub/shower combination. All appliances are included. Fenced and gated, pie shaped lot, boundary survey is available. Horses allowed.
#792436

Chipley

2902 River Lake Drive

3 Beds

2 Baths

1,632 Sq.Ft.

$327,500

MLS#: 792436

Come check out this lovely new home located at beautiful Paradise Lakes. Just a short drive from Panama City and the beach. Paradise Lakes is a quiet gated community located in Washington County on Dunford Lake. This new construction home is right across the street from the lake and has some water views of the lake. Peace and quiet is what you'll find here along with natural wildlife and spectacular sunsets. This home is a spacious 3 bedroom 2 bath 2299 sq ft for plenty of comfort. Tiled baths with glass shower enclosures and quartz counter tops. Kitchen has self closing wood cabinets and quartz counter tops as well. House has waterproof laminate throughout for beauty, comfort and durability. Come check out this beautiful new home and enjoy your own piece of Paradise.
#795368

Chipley

2883 Paradise Lakes Road

3 Beds

2 Baths

1,577 Sq.Ft.

$429,000

MLS#: 795368

LAKEFRONT LIVING in the gated Paradise Lakes community! Nestled on a beautifully landscaped double lot overlooking the peaceful waters of Dunford Lake, this 4-bedroom, 3-bath home offers the perfect setting to relax, entertain, and enjoy lake life. The community features underground utilities and a neighborhood boat ramp conveniently located just a few lots away. Designed to take advantage of the beautiful surroundings, the home features a combination of covered, screened, and open porches along with an open deck tucked among the trees and connected by outdoor walkways. Whether enjoying your morning coffee, entertaining friends, or unwinding at the end of the day, there are plenty of spaces to take in the serene lake views and natural setting. Inside, the open floor plan offers three bedrooms and two baths upstairs with an additional bedroom and full bath downstairs. The dining / living room features a vaulted ceiling and fireplace, and the eat-in kitchen includes a breakfast bar, solid-surface countertops, pantry, and stainless steel appliances. The primary suite offers a walk-in closet, adjoining bath, and direct balcony access through a sliding glass door. Three of the four bedrooms enjoy views of the lake, and the split-bedroom floor plan provides added privacy. Downstairs provides additional flexibility with extra living and storage space, a separate storage room, and access to the two-car garage, which offers more possibilities depending on your needs. Additional features include a whole-house generator, updated windows and slider doors, and beautiful landscaping. Surrounded by mature landscaping in a peaceful neighborhood, this lakefront property offers space, privacy, beautiful views, and convenient access to the water. Come experience the tranquility of Dunford Lake and make this special property your next home!
#795060

Chipley

2924 Paradise Lakes Road

4 Beds

3 Baths

1,765 Sq.Ft.

$399,900

MLS#: 795060

*SELLER OFFERING $10,000 CREDIT AT CLOSING - Towards closing costs and/or prepaids* Wake up to peaceful lake views and enjoy a home where the setting is just as inviting as the spaces inside. Situated along Watering Lake in the Sunny Hills community, this updated 3-bedroom, 2-bath block home offers 1,776 square feet with an open layout designed for comfortable everyday living and easy entertaining. Fresh paint and new wood-look luxury vinyl plank flooring give the interior a clean, updated feel, while the kitchen opens naturally to the main living and dining areas. A separate den/flex room adds valuable versatility, creating the perfect spot for a home office, playroom, hobby space, or second living area. Both bathrooms feature beautifully tiled showers, and the split-bedroom design provides added privacy. Spend quiet mornings in the sunroom overlooking the water, step outside onto the deck to relax and enjoy the view, or take advantage of the fully powered workshop for projects, storage, and outdoor gear. Fruit trees and flowering plants add character to the property and complement the tranquil lakefront surroundings. When you're ready to get out and explore, Sunny Hills offers nearby access to Boat Lake, Sunny Hills Golf Club, a playground, basketball court, skate park, and library. Enjoy the peaceful surroundings of Watering Lake while remaining within driving distance of downtown Chipley and Panama City.
#1010851

Chipley

4541 Hancock Court

3 Beds

2 Baths

1,705 Sq.Ft.

$319,000

MLS#: 1010851

*SELLER OFFERING $10,000 CREDIT AT CLOSING - Towards closing costs and/or prepaids* Wake up to peaceful lake views and enjoy a home where the setting is just as inviting as the spaces inside. Situated along Watering Lake in the Sunny Hills community, this updated 3-bedroom, 2-bath block home offers 1,776 square feet with an open layout designed for comfortable everyday living and easy entertaining. Fresh paint and new wood laminate flooring give the interior a clean, updated feel, while the kitchen opens naturally to the main living and dining areas. A separate den/flex room adds valuable versatility, creating the perfect spot for a home office, playroom, hobby space, or second living area. Both bathrooms feature beautifully tiled showers, and the split-bedroom design provides added privacy. Spend quiet mornings in the sunroom overlooking the water, step outside onto the deck to relax and enjoy the view, or take advantage of the fully powered workshop for projects, storage, and outdoor gear. Fruit trees and flowering plants add character to the property and complement the tranquil lakefront surroundings. When you're ready to get out and explore, Sunny Hills offers nearby access to Boat Lake, Sunny Hills Golf Club, a playground, basketball court, skate park, and library. Enjoy the peaceful surroundings of Watering Lake while remaining within driving distance of downtown Chipley and Panama City. A wonderful opportunity for anyone looking for more space, beautiful views, and a little extra room to slow down and enjoy home.
#794736

Chipley

4541 Hancock Court

3 Beds

2 Baths

1,705 Sq.Ft.

$319,000

MLS#: 794736

Priced to sell and move-in ready, this spacious home on nearly 3 peaceful acres is an incredible value--unpack, relax, and start enjoying the quiet gated community of Leisure Lakes from day one! Welcome to your peaceful oasis at 4152 Leisure Lakes Drive! Nestled in a quiet, picturesque setting, this property offers the perfect blend of relaxation, natural beauty, and everyday convenience. Whether you are searching for a full-time residence, a weekend getaway, or the ideal canvas to build your dream retreat, this home welcomes you with open arms and endless potential. 4152 Leisure Lakes Drive is a split-level, single-family home situated on a 2.86-acre lot in Chipley, FL. - Space & Layout: Features 4 bedrooms, 3 full bathrooms, and approximately 2,500 sf of living space. - Main Level: Primary bedroom suite, a guest bath, an office/bedroom, living room, dining room, and an open kitchen with a pantry and deep-freezer-capable laundry room. - Upper Level: Foyer/study area, 2 bedrooms with walk-in closets, 1 bathroom, and extra attic storage space. - Exterior & Lot: Wood and stucco exterior built in 1995 on a slab foundation. The 2.86-acre lot offers space for outdoor living and includes a detached garage/carport and workshop structure. - Location & Amenities: Located in a gated community, within walking distance of the neighborhood pool, lake/boat launch, and park.
#794694

Chipley

4152 Leisure Lakes Drive

4 Beds

3 Baths

2,916 Sq.Ft.

$369,900

MLS#: 794694

Peaceful Waterfront Retreat on 14.79 Acres Escape to your own private slice of paradise with 14.79 beautiful acres featuring a one owner double-wide mobile home overlooking a peaceful branch of Gap Pond. Enjoy breathtaking views of the water from the back porch, where you can relax and take in the beauty and tranquility of nature. This property offers access from two county-maintained roads, providing added convenience and flexibility. There are plenty of opportunities for outdoor enthusiasts, with fishing right on the property and abundant space for hunting and exploring. Whether you're looking for a private getaway, recreational property, or a place to make your own, this unique acreage offers peaceful country living surrounded by natural beauty. Come experience the quiet, scenic setting and endless possibilities this property has to offer! Adjoining 6.27 acres is available to purchase. Also listed MLS#794491 Measurements should be verified by buyer.
#794490

Chipley

1788 Gap Boulevard

3 Beds

2 Baths

1,414 Sq.Ft.

$319,000

MLS#: 794490

Send a message

Message successfully sent.

Your message

What is 3 + 4 ?

Reason for contacting?

I agree to receive email communication and understand I can unsubscribe at any time.

I agree to be contacted by Gulf Life Real Estate via call, email, and text for real estate services. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. Privacy Policy

Sign Out

Virtual Assistant

Would you like to take the next step with this property? We can help you schedule a showing or virtual tour, or send you more details.

Yes, I would like more information.

Thank You for Your Reply, One of Our Agents will contact you as soon as possible

No, maybe later.

Thank you, you can always contact me via email, phone number or through the contact form.

Realhub AI

Lucy - Your AI-Powered Realtor

Update Your Temporary Password

Personalize your search

Enter your email and we'll notify you immediately when new listings match what you're looking for.

or enter email address

Already have an account ? Login here

Continue your home search

I agree to receive communications and understand I can unsubscribe at any time.

I agree to be contacted by Gulf Life Real Estate via call, email, and text for real estate services. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. Privacy Policy

Already have an account ? Login here

We use cookies

We use cookies primarily for analytics to enhance your experience. By accepting, you agree to our use of these cookies. You can manage your preferences or learn more about our cookies policy.

Privacy Policy Terms of Service